Rent vs Buy Calculator

Determine whether renting or buying makes more financial sense for your situation

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Enter Your Details

Monthly Rent ($)

Annual Rent Increase (%)

Renter's Insurance ($/month)

Home Price ($)

Down Payment (%)

Interest Rate (%)

Loan Term (years)

Property Taxes ($/year)

Home Insurance ($/year)

HOA Fees ($/month)

Home Appreciation (%/year)

Investment Return (%/year)

Time Horizon (years)

Break-Even Point

When buying becomes better than renting

Total Cost of Renting

Over X years

Total Cost of Buying

Over X years