Home Affordability Calculator

Discover how much house you can afford based on your income and expenses

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Your Financial Details

Annual Income ($)

Monthly Debt Payments ($)

Down Payment ($)

Down Payment (%)

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Interest Rate (%)

Loan Term (years)

Property Tax Rate (%)

Home Insurance ($/year)

Maximum Home Price

Based on your finances

Estimated Monthly Payment

PITI (Principal, Interest, Taxes, Insurance)

Debt-to-Income Ratio

Recommended: ≤43%

Loan Amount: -

Down Payment: -

Property Taxes: -

Home Insurance: -

Lenders typically use two rules:

FHA loans may allow up to 43% DTI ratio in some cases.