DSCR Calculator

Calculate Debt Service Coverage Ratio for commercial properties

Gross Annual Rental Income ($)

Other Income ($/yr)

Vacancy Rate (%)

Operating Expenses ($/yr)

Annual Debt Service ($)

Replacement Reserves ($/yr)

DSCR Analysis

1.25

DSCR Ratio

$78,500

Net Operating Income

$60,000

Annual Debt Service

This property meets typical lender DSCR requirements (1.25x)

Most commercial lenders require a minimum DSCR of 1.20x-1.25x

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